info@balancescore.co.ke +254 7XX XXX XXX www.balancescore.co.ke
Mon–Fri: 8am–6pm

Helping Kenyans Rebuild
Financial Balance and Credit Trust

Practical recovery solutions for CRB-listed and financially stressed individuals. Restore your dignity, one step at a time.

Happy clients
2,500+Clients Helped
87%Success Rate
5 YrsExperience
2,500+Kenyans Helped
87%CRB Clearance Rate
KSh 45M+Debt Restructured
50+Partner Organizations
Our Mission

Restoring Financial Dignity in Kenya

Guiding Kenyans to balance, grow, and rebuild their financial futures.

Individuals
Individuals
Employees
Employees
Entrepreneurs
Entrepreneurs
Our Services

Our Advisory Programs

Comprehensive support designed to get you back on track financially.

Debt Stress Assessment

Thorough evaluation of your current debt situation and financial stress indicators to chart a clear path forward.

Credit Report Repair

Expert assistance in disputing errors, negotiating with lenders, and restoring your CRB credit standing.

Budgeting Guidance

Practical, personalized budgeting strategies to help you manage income, expenses, and savings effectively.

Debt Restructuring Support

Negotiate restructured repayment plans with creditors to make your debt manageable and sustainable.

Register for a Program
How It Works

Our Process: Balance • Grow • Rebuild

A structured three-phase journey to complete financial recovery.

Balance

Assess & Stabilize

We assess your full financial picture and stabilize your situation with immediate action steps.

Grow

Build Savings & Skills

Develop financial skills, build savings habits, and grow your capacity through structured coaching.

Rebuild

Restore Credit Health

Clear your CRB listing, rebuild your credit history, and step into a healthier financial future.

Partnerships

Partner With Us

Empowering Recovery Together — join us in transforming Kenyan financial lives.

SACCOs & Banks

Improve your repayment rates and member financial wellness. Refer over-indebted clients to our structured recovery program and watch portfolio performance improve.

Employers

Empower your employees with financial wellness support. Reduce absenteeism and productivity losses caused by financial stress with our workplace programs.

Churches & NGOs

Provide community members with trusted financial recovery resources. Partner with us to deliver financial dignity programs within your communities.

Success Stories

Real People. Real Results.

Hear from Kenyans who reclaimed their financial freedom with BalanceScore.

"

BalanceScore helped me regain control of my finances and restore my credit status. I was CRB-listed for 3 years — in 8 months, I'm completely cleared and saving monthly.

Samuel
Samuel M.Nairobi – Former CRB Listed
"

The budgeting and debt restructuring guidance completely changed my outlook. I now have an emergency fund and can actually plan for the future without fear.

Grace
Grace W.Mombasa – Small Business Owner
Success
Get Started

Begin Your Recovery Journey

Fill in the form below and one of our advisors will reach out within 24 hours.

Client Intake Form

Tell us about your situation so we can match you with the right program.

Why Choose BalanceScore?

We combine empathy with expertise to deliver real, measurable financial recovery outcomes for Kenyans across all walks of life.

1
Free Initial Consultation

A confidential, no-cost assessment of your financial situation with one of our certified advisors.

2
Personalized Recovery Plan

We create a customized action plan tailored specifically to your income, debts, and financial goals.

3
Ongoing Support & Coaching

Regular check-ins and coaching sessions keep you accountable and on track throughout your journey.

4
CRB Clearance & Credit Rebuild

We guide you through the full process until your credit is restored and you're positioned for growth.

100% Confidential

All client information is handled with strict confidentiality and never shared with third parties without consent.

Resources

Financial Education Blog

Practical tips, guides, and insights to help you make smarter financial decisions.

CRB
Credit Repair

How to Clear Your CRB Listing in Kenya: A Step-by-Step Guide

Learn exactly what steps you need to take to dispute a CRB listing and restore your credit reputation.

March 2025

Read More →
Budgeting
Budgeting

The 50/30/20 Budget Rule: Does It Work for Kenyans?

We adapt the popular budgeting framework to the Kenyan financial reality — including mobile money, chamas, and informal income.

February 2025

Read More →
Debt
Debt Management

Debt Snowball vs Debt Avalanche: Which Is Right for You?

Compare the two most popular debt repayment strategies and discover which one will help you become debt-free faster.

January 2025

Read More →
Chat on WhatsApp